Automobile
Insurance for your business vehicles
Commercial automobile insurance provides valuable protection for your commercially owned vehicles—as well as for "hired" vehicles you rent, loan, or lease for business use. Typically, policies include:
- Liability Coverage for an accident involving your company-owned cars
This coverage protects you in case someone else claims you (or someone driving your covered car) are legally liable for either bodily injury or property damage. - Medical Payments for you or your passengers
If you are in an accident, or struck by another vehicle, your commercial automobile policy can pay medical expenses for you and any passengers in your vehicle should you not be covered by Workers' Compensation. - Physical Damage (Collision)
Your commercial automobile coverage can also include coverage for collisions, providing you valuable protection in case your vehicle is physically damaged in an accident involving another vehicle or a stationary object, such as a building, telephone pole, or guardrail. - Physical Damage (Comprehensive)
If you elect comprehensive coverage on your commercial auto policy, it pays for physical damage to your insured autos caused by a variety of risks, including fire, lightning, theft, vandalism, hail, and flood. - Uninsured or Underinsured Motorist
This coverage protects you in case you are injured in an accident caused by the negligent operation of an uninsured auto, or by a hit-and-run motorist. It also protects you in case you are injured by someone who has less liability coverage than you.